Obviously there is downsides.
It will be cheating the system, I didn't really earn sex. I would not want to kiss or eat her out, I'd have to wear a condom, and basically she's a whore, she has sex with a lot of guys not just me.
Still, I could make a call, pay a small price, and be able to do whatever I want with a girl. She's right in my town and obviously real. It's been something I've been considering.