https://www.youtube.com/watch?v=ETR9qrVS17gTL;DW: In America in the early/mid 20th century, due to a practice called "redlining", people that lived in certain neighborhoods ("red zones") that happened to be mostly black practically could not get loans from banks or the government.
Most suburbs that were in "green zones" were openly racially exclusive to white people.
So white people were preferentially given home and business loans by banks and government programs. Thus they got valuable property, and the property value increased over time, the wealth generated allowed them to open more businesses, invest their money, buy better houses, send their kids to college, and continue to build wealth.
Yes blacks are biologically dumber than whites, but the only reason blacks act so bad in America is because they were given a nearly impossible obstacle to overcome in capitalism.
Now aside from generational wealth leftover, which is mostly held by white people, we have racial equality in terms of economic opportunity.
However someone born into a wealthy family still has an enormous advantage and privilege when it comes to economic opportunity.
A white person and a black person that were born equally poor both have the same opportunity in American capitalism though, the black person even has an advantage due to affirmative action.
But white people aren't happy.
Capitalism is becoming unsustainable.
White people are the niggers now.
Anyone who wasn't born wealthy is the nigger now.
You're given a practically impossible obstacle to overcome in capitalism. Because now you're the nigger.